Education is the primary condition for all economic and social progress. Education is based on values and teaches values. Education also creates value: it creates potential for the future and allows development in the present. In addition to freedom, education is probably one of the highest goods of mankind.
Education also has other costs: time, human energy and especially capital. Young people are committed, motivated and optimistic about the future. As a rule, they often have time but not capital.
This is where CareerConcept helps with it\'s study or education funding: In our participation model, we pool the capital of the free capital market and make it available to selected young talents for their studies. After a successful career start, over a defined period of time, they reach a certain salary. With the CareerConcept education funding model, they can consume a portion of their income during their students and "smooth out" their income curve. All of this is virtually risk-free for the student: because of the geared-to-income dependence, there is no debt burden, no obligation to pay interest and no repayment pressure. Repayment is based on the current situation and not the other way around. Education funding can be understood as a type of equity financing for human capital in the style of Milton Friedman.
The investors profit from many years of developed and extensive know-how from CareerConcept: Sales and marketing in the student and academic community, the careful selection of candidates, the financial modelling and management of funding agreements and, above all, the payment flow to the last geared to income redemption are among the core competencies of the education funding pioneer.
CareerConcept is therefore the interface between capital supply and demand for student loans.
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